**How to Save on Homeowners Insurance: 3 Unexpected Tips**

Are you looking to trim down your homeowners insurance costs? Let's explore some hidden ways to save without sacrificing coverage. Because at Covered, we've got your back.

1) Living in a Gated Community or HOA  

If you reside in a gated community or are part of a homeowners association (HOA), you may be eligible for extra discounts. These settings often deter theft and maintain property standards, reducing risks for insurers and potentially lowering your premiums.

2) Making Home Upgrades

From security systems to impact-resistant roofs, home enhancements can qualify you for insurance savings. Consider these upgrades as a smart investment that not only boosts home protection but also helps in cutting down premium costs.

3) Maintaining a No-Claims Record

If you've had minimal or zero insurance claims in the past, you could be entitled to substantial discounts. Some insurers offer up to a 20% discount for customers with a claims-free history, rewarding responsible homeowners like you.

When it comes to protecting your home, finding ways to save on homeowners insurance is essential. By taking advantage of lesser-known strategies like living in secure communities, making home upgrades, and maintaining a clean claims record, you can secure both your property and your wallet. Reach out to our team at Covered to explore these discounts further. Because with Covered, peace of mind and protection are never far away. We're Covered. And so are you.

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Covered offers competitive quotes from various providers for your convenience. There is no obligation to purchase from Covered.  CA License #0M81402, doing business as Cubbard Insurance Solutions in California.