Being a new driver can be overwhelming, especially for teens. Lack of experience makes them more prone to accidents. The CDC reveals that motor vehicle crashes are a leading cause of teen deaths in the US. Thus, auto insurance rates for teen drivers are typically higher. But don't worry, rates decrease as they gain more experience.

Adding your teen to your insurance policy is crucial. Be open with your insurance company to ensure coverage and avoid issues down the road. It’s best to shop around for the best rates when adding a teen driver. Covered's simple quoting tool can help you find the right deal.

Understanding coverage levels is essential. Consider increasing liability coverage and raising deductibles to lower premiums. Assigning your teen to a specific car, preferably a safe and affordable one, can also help manage costs.

Educating your teen about insurance is key. Emphasize the importance of insurance for legal driving, safe practices, and the financial implications of accidents. Encourage them to maintain good grades and safe driving habits to qualify for discounts.

Overall, education is the best insurance for teen drivers. By prioritizing safety, responsibility, and knowledge, both you and your teen can navigate the road with confidence.

Ready to ensure your teen is covered? Contact us at (833) 487-2683 for a free policy review. It really is that simple. We’re Covered. And so are you.