Hey there! Covered Team here.

So, you might be wondering, why did your auto insurance rates go up even though you were a careful driver last year? Let's break it down for you.

1. Inflation Impact: The prices of cars and repairs have surged due to inflation, affecting insurance rates across the board. With advanced vehicle technologies adding to repair costs, don't be surprised by the increase in premiums.
   
   
2. Rise in Accidents & Injuries: The aftermath of the pandemic saw more drivers hitting the road, leading to a spike in accidents and injuries. This surge pushed liability insurance costs higher, continuing to impact premium rates for all drivers.
   
   
3. Healthcare Costs: Surprisingly, rising healthcare costs also influence car insurance rates. More accidents mean increased medical bills and lawsuits, resulting in a rise in liability insurance expenses.
   
   
4. Severe Weather Impact: Natural disasters like hail, flooding, and wildfires pose a threat to cars too. With comprehensive coverage aiding in such events, areas prone to severe weather witness hikes in insurance premiums to safeguard vehicles.
   
   
5. Auto Crime Surge: From stolen vehicles to catalytic converters and break-ins, auto crimes have been on the rise. The increase in thefts and carjackings nationwide has contributed to a significant jump in auto insurance premiums.

It's crucial to ensure you have adequate coverage amidst these factors. By reviewing your policy with experts at Covered, you can find ways to offset rate hikes through potential discounts and deductible adjustments.

We're here to offer unbiased coverage counseling to help you navigate through uncertain times. It really is that simple. We’re Covered. And so are you.

Make sure to reach out to us at (833) 487-2683 to explore how we can assist you in securing the protection and peace of mind you deserve.